They did not make it easy….but it worked. About a year ago, I received a credit card application from Chase Manhattan informing me they would give me 20,000 miles on my United MileagePlus account if I would accept their Visa credit card. The card claimed no annual fee in the first year and since I […]

I only play craps on rare occasion and then it is only for the crowd excitement and fun. Craps is not a +EV game (read that, craps is a losing game). At times when I’ve played, a colleague will say, if you’re playing the pass line, “you have to place an “odds bet” behind the […]

Taxes are due April 17, 2007 this year so we have a couple extra days to fund our IRAs. IRAs do not have to be funded in the tax year (2006) but can also be funded for the tax year 2006 up until tax date (April 17, 2007). If you are not an IRA advocate, […]

In our household, we’ve gotten hooked on sparkling water. The only problem is they’re expensive. Even in bulk at Costco, the price per bottle is at least 3 times what we pay for bottled water or soft drinks. That just didn’t seem right. Plus, with regular water at least we avoided using too much plastic […]

About a year ago, I felt certain that the broad market had lots of upside left even after the excellent runup that occurred over the prior 3 years. I based this largely on the low valuations I was seeing relative to earnings and also on the bearish sentiment I was seeing all around me. (Note: […]

I’ve recently been receiving more and more phishing scams in my email box and they are getting better all the time. Now, you and I know better than to click a link in an email telling us to login to our bank, right? Further, you and I certainly know not to provide our bank information […]

I thought it would be fun to gin up a program that would create phoney ATM receipts. I figured it would be an educational experience as well a good for a few laughs with my buds. Feel free to have fun with it. Maybe print up one with a big balance to impress the ladies. […]